FAQs

Questions we hear every week.

Short, honest answers on cover, claims and renewals. Can't find yours? Call Shaju — he prefers the phone anyway.

നിങ്ങൾ ഏത് ഇൻഷുറർമാരെയാണ് പ്രതിനിധീകരിക്കുന്നത്?

ലോകം ഇന്ന് ലോകകപ്പ് ഫുട്ബോളിന്റെ ആരവങ്ങളിലാണ്, ലോകം കീഴടക്കിയ ഈ കാൽപന്ത്കളിയുടെ കരുത്തും സൗന്ദര്യവും ഒട്ടും ചോർന്നു പോകാതെ ജനഹൃദയങ്ങളിൽ

Do you charge a fee for advice or reviews?

No. Our advisory and policy reviews are free — we're compensated by the insurer when you buy or renew a policy through us. You'll never be pushed toward the most expensive plan.

Can you help when a claim is filed?

Yes. Shaju personally coordinates with the insurer during a claim — from documentation to cashless approvals at the hospital. You won't be routed to a call centre.

I already have a policy elsewhere. Can you review it?

Absolutely. Share your existing policy document and we'll tell you honestly whether it's worth continuing, topping up, or switching — with no obligation to change.

How do renewals work?

We track every renewal date and remind you well in advance, collect documents, and re-check whether your cover still fits your family. Annual policy reviews are included.