Terms & Conditions

Effective Date: 1 January 2026

Last Updated: 1 January 2026

By accessing or using the Care Code Insurance Services website, you agree to the terms set out below. If you do not agree, please do not use this website. This website provides general information about the advisory services offered by Care Code Insurance Services as an authorised representative for HDFC ERGO General Insurance Co. Ltd. and Star Health & Allied Insurance Co. Ltd. Nothing on this site constitutes an offer, solicitation, or contract of insurance. Policy issuance, coverage, benefits, exclusions, premiums, renewals, and claim settlement are governed solely by the terms and conditions of the respective insurer's policy documents. While we take care to keep the information on this website accurate and current, we make no warranty as to its completeness or suitability for any particular purpose. Please confirm any material detail with us or the insurer before acting on it. All content on this website, including text, graphics, and logos, is the property of Care Code Insurance Services or its licensors and is protected by applicable law. We may update these terms from time to time. Continued use of the website after any change constitutes acceptance of the revised terms.